Essential information and visits in Belgium
Buying a property is an exciting project... but also complex. To avoid unpleasant surprises and make an informed choice, it is essential to have the right information and to prepare carefully for each visit. Whether it is a question of Essential legal documents, the environment of the property or its general condition, some points deserve special attention. We review the essential elements to check before and during your visits, as well as just a few practical tips to effectively compare properties and move forward serenely towards your future acquisition.
Essential information to appreciate a property
Belgian regulations are very strict on the nature and quality of the information provided to buyers.
1. Mandatory documents
- Title deeds (purchase, inheritance, transfer,...)
- EPB (Energy Performance of Buildings) certificate
- Electrical Installation Inspection Certificate
- Soil certificate
- Basic deed of co-ownership or deed of division of the land
- Urban planning information
- Asbestos certificate (in Flanders)
- Flood zone or flood risk zone
- If oil or gas tank of 3,000 L or +: ask for the leak check certificate, or inerting certificate if the tank is out of order.
2. General condition and future costs
- Thermal insulation (and in some cases: acoustics): frames, roof and walls.
- Breakdown of the property
- Heating, plumbing, electricity.
- Forecasts of possible works.
3. Setting of the property
- Urban planning projects planned.
- Nearby utilities (bus, train, tram, metro).
- Shops, services and schools/university.
- Sports centres and relaxation areas (parks, nature, reserve, etc.)
- Potential nuisances (noise, traffic).
Co-owned properties are very common in Belgium. It is essential to check:
- The minutes of the general assemblies of the last 3 years.
- The amount of the annual charges.
- The reserve fund for future work.
- The existence or not of a dispute.
- The basic act and the internal regulations.
Preparation of visits
Visits are a crucial step in the buying process. Here are some tips:
- Organize your visits strategically.
- Ask questions about:
- Charges.
- The condition of the property.
- The reasons for the sale.
- Take notes and photos to make comparison easier.
- You can check part of the urban situation on the following websites:
- https://geoportail.wallonie.be/home.html
- https://eservices.minfin.fgov.be/ecad-web/#/
🔎 Discover all the steps of the Belgian Property Buyer's Guide: