Costs, taxes and taxation

Purchase taxes

Taxes vary depending on whether you are buying from a private individual or a company, and whether or not you apply for the "first home" benefits. It is always advisable to check the current rates at the time of purchase with the notary or tax advisor.

In general, registration tax calculated on the basis of the cadastral value is applied to the purchase from a private individual, with different rates depending on the use (first home or other).

If you buy from a construction company within certain terms, the transaction may be subject to VAT at different rates, depending on the case (first home, non-luxury home, luxury property).

Notary costs

The notary's fee depends on the value of the transaction and the complexity of the file. In addition to this, there are taxes, fees and stamps that the notary collects on behalf of the State.

Asking for a detailed quote before setting the deed is a fundamental step to avoid surprises and plan the necessary liquidity well.

Agency Fees

The commission of the real estate agency remunerates the work of research, promotion, management of visits, negotiation and assistance up to the deed. Percentages may vary depending on the area, property type, and level of service.

It is important that the mandate and commissions are clearly stated in writing and understood before committing, avoiding misunderstandings at a later stage of the negotiation.

Other costs to consider

In addition to taxes, notary and commissions, there are other costs to budget: